Graduate & International Student Housing Guide

Housing Search Tips

As you begin your search, we recommend starting with The Niner Choice Program. Please note that you are not limited to the properties in the program, as there are 22,000 beds within a 2-mile radius of campus. Beyond this radius, other apartment homes are available with potentially lower prices.

Guarantors/Cosigners

A guarantor, also known as a cosigner, is someone who assumes legal responsibility for rent payments as specified in the lease agreement, but only if the tenant is unable to pay for any reason. A guarantor guarantees payment—pretty easy to remember, right?

This individual signs the lease alongside the tenant, offering reassurance to the property manager or landlord that rent will be covered should the tenant default. While not always obligatory, there are instances where renters rely on guarantors to obtain approval for renting an apartment.

The University is unable to serve as a guarantor. However, some off-campus properties have a Guarantor Waiver Program, which is a third-party company that will act as a guarantor for an additional fee. 

To learn more about guarantors and cosigners, check out this article.

Common Housing Challenges & Solutions for International Students

No Social Security Number, Credit History, or Guarantor/Cosigner

• One common solution in this scenario is to provide 2 times the monthly rent as a deposit. This practice ensures that the landlord has a financial buffer in case of any damages or unpaid rent.
• Additionally, landlords may request a bank statement as proof of funds to validate that you have enough money to cover your rent and other expenses. This gives them reassurance about your financial stability.
• Furthermore, they may require multiple forms of identification, including visa information, to verify your identity and immigration status. This step is crucial for landlords to comply with legal regulations and to ensure the safety of their rental property.
• Lastly, providing an I-20 form may be necessary, especially for international students, as it confirms your enrollment in a certified educational institution in the United States.

Having No Monthly Income Due to Scholarships or Grants

• A common solution in this situation is to pay rent by semester, which aligns with the disbursement of your scholarship or grant funds. This method can help you manage your finances more efficiently and ensure that your rent is paid on time.
• It is extremely important to approach this payment structure with caution, considering the potential risks involved. Some landlords may not be comfortable with this arrangement, so it is crucial to have open communication and clear agreements in place to avoid any misunderstandings.

Note: Keep in mind that landlords may differ in their acceptance of these approaches, and this, in no way, should be taken as legal advice. Each situation is different, and it's important to get things in writing when working with a landlord to be approved for housing. If you have any questions, please reach out to Housing and Residence Life at 704-687-7501 or ocssmailbox@charlotte.edu.

Finding Roommates

Using the Off-Campus Roommate Finder

The Off-Campus Roommate Finder allows you to filter by social and cleanliness habits, graduation year, gender identity, pets, and more. Start by signing in or creating an account.

Once you've signed up for a student account, you can create a roommate profile. Only those who have already completed their own profiles will be able to view yours. Now you can share a bit about yourself and start connecting with others in search of a roommate (or roommates)!

Additional Roommate Resources

• How to Find a Roommate
• Apartment Lease Options When Renting with Roommates
• How to Set Up a Budget with Roommates
• Roommate Considerations (PDF)
• Sample Roommate Agreement (PDF)

Things to Know Before Signing a Lease

Leases are Legally Binding

One crucial aspect to keep in mind is that leases are legally binding contracts, meaning that once you sign, you are committed to fulfilling the terms outlined within the agreement. This entails that you typically will not be able to get out of your lease easily or without incurring additional costs. It is essential to thoroughly read and understand the lease terms before signing to avoid any potential complications in the future.

For lease review and/or questions about your lease, we recommend reaching out to UNC Charlotte Student Legal Services, Inc. (SLS). SLS provides free legal advice, limited representation, and resources to enrolled students. SLS is also available for presentations to student organizations and classes to educate students on their rights and responsibilities under the law. SLS is funded by student activity fees through the Student Activity Fee Commission. Services are provided to students at no additional charge.

Different Types of Leases

Conventional/Traditional Leases (including Joint Leases)

In a conventional/traditional lease, the tenant assumes full responsibility for the entire unit and rent cost. This type of lease can include joint leases as well, meaning all tenants (more than one) are collectively responsible for the entire rent amount. This implies that if one roommate fails to uphold their financial obligations, the other tenants may have to cover the deficit to ensure that the total rent is paid in full.

Individual Leases (Rent by the Bedroom)

An individual lease structure dictates that each renter is accountable solely for their portion of the rent and bedroom, with a shared living space and kitchen. This provides a level of financial independence and protection in case of non-payment by other tenants.

Lease Terms

Another critical consideration when entering into a rental agreement is the length of the lease. Lease terms can vary in duration, ranging from traditional 12-month leases to shorter options, such as 9-month or month-to-month agreements. Understanding the length of your lease allows you to plan ahead and make informed decisions regarding your housing situation. When selecting a lease term, it is advisable to choose one that aligns with your specific needs and future plans to avoid any potential inconvenience or financial repercussions. 

Avoid Scams

As the rental market continues to evolve, it is essential to remain vigilant against rental scams that target unsuspecting tenants. If you encounter a rental listing that appears suspicious or too good to be true, it is recommended that you seek guidance from a reputable source.

Review the red flags below and visit Avoiding Scams & Fraud for real-life examples of rental scams.

Our team is available to assist you in evaluating the legitimacy of rental listings and providing valuable insights to help you navigate the rental process with confidence. Remember, it is always better to err toward caution when dealing with potential rental scams to safeguard your interests and financial well-being.

Preparing to Move

Utilities

Visit this guide for tips on setting up utilities for the first time or transferring your utilities from a previous residence.

Landlord Expectations

Reasonable Expectations for Your Landlord: 

• It is important for landlords to provide tenants with a copy of the lease agreement, outlining the rights and responsibilities of both parties. This helps prevent misunderstandings and ensures clarity on the terms of the tenancy.
• When renting a property, it is reasonable to expect the landlord to handle regular maintenance tasks to ensure the upkeep of the unit. This includes taking care of issues like plumbing leaks, electrical problems, or appliance malfunctions promptly and efficiently.
• Another reasonable expectation is for the landlord to give advance notice before entering the rented unit. Typically, a notice period of 24 to 48 hours is considered standard practice to respect the tenant's privacy and right to possession of the property.
• Any plans to increase the rent should be communicated to the tenant well in advance. This allows tenants to budget accordingly and make informed decisions about their housing situation.
• Landlords should be reachable in case of emergencies concerning the rental property. Being accessible allows tenants to report urgent issues that require immediate attention, such as major repairs or safety concerns.
• In the event of a potential eviction, landlords must provide proper notice of any lease violations. This gives tenants the opportunity to address concerns or correct the issue before eviction proceedings begin.

Unreasonable Expectations for Your Landlord :

• While landlords may show understanding in certain situations, expecting them to assist with tenants' financial problems is generally not within their obligations. Landlords can only consider economic hardships with appropriate notice, and this is not a guarantee of financial assistance.
• Requests for extensions on rent payments may not always be accommodated, and landlords may impose late fees for delayed payments to enforce the terms of the lease agreement.
• Breaking or terminating a lease prematurely is typically not allowed unless specified in the agreement. Tenants should be aware that doing so without proper justification can have legal and financial consequences.
• Subletting, also known as subleasing, means renting out your leased apartment to another tenant. Most lease agreements do not allow subletting without the landlord's approval. Landlords have the right to approve or deny subletting requests based on their own criteria and regulations.
• Dealing with roommate conflicts is primarily the responsibility of the tenants involved. Landlords may not intervene or allow lease breaks solely due to interpersonal issues among roommates, as long as the lease terms are being followed and there are no legal concerns.

Furnishing Your Apartment

Nearby Thrift Stores

Furniture Retailers

Furniture Rentals

CORT Furniture offers a variety of tiered bundles, from the bare essentials to complete sets for your entire home. They also provide flexible packages so that you can pick a rental duration that aligns with your apartment lease.

Check out CORT's move-in-ready student specials or contact their Customer Service to get started.

Contact CORT Customer Service:

Renters Insurance

What is Renters Insurance?

Renters insurance is a policy that protects your personal belongings as a renter. It covers valuable items inside your rental unit and provides liability coverage in case you get injured on the property.

Why Do You Need Renters Insurance?

Renters insurance is crucial because, while your rental property's insurance covers only the property itself, renters insurance protects your personal belongings from floods, tornadoes, fires, and other natural disasters. It also includes liability coverage if you're injured on the property. Considering the cost of replacing items like clothes, decor, and furniture can help you decide if renters insurance is worth it for you.

During your apartment search, you'll find that many landlords and property managers require tenants to have renters insurance, often specifying minimum requirements in the lease. For example, they may require at least $100,000 in personal liability coverage. This coverage shields renters from liability claims and lawsuits stemming from injuries in their apartment or damage to others' property.

How Much Does Renters Insurance Cost?

As of January 2024, the average cost for renters insurance in North Carolina is about $8/month* (Source: Forbes). Renters insurance costs vary by provider but it is usually affordable considering the coverage it provides. Bundling renters insurance with other policies, such as car insurance, can often lower the overall cost. If you have a vehicle, you an start by requesting a renters insurance quote from your car insurance provider. You can also explore different providers and compare rates online.

Find Renters Insurance:

• Guide to Renters Insurance for College Students (MarketWatch)
• Compare Renters Insurance Quotes (Forbes)
• Homesace.com: Find & Compare Renters Insurance Options

Transportation

Niner Transit

Fare-free campus bus service that runs seven days a week with four different lines and connects to light rail and Charlotte Area Transit (CATS). Use the Passio GO! app to access transit and paratransit locations, arrival estimates and schedules.

Paratransit

Niner Paratransit provides disability transport for those with mobility impairments who register for the service.

LYNX Blue Line (Light Rail)

The Charlotte Area Transit (CATS) All-Access Transit Pass is included in the Transportation Miscellaneous Service Charge student fee. Students must download the CATS-Pass app to access their pass. The All-Access Pass will appear in the “Wallet” section of the app. Faculty and staff may purchase a CATS All-Access Pass at a reduced rate through MyPark.

Commuting Options

Amtrak

Charlotte’s Amtrak station is located at 1914 North Tryon Street. CATS route 11 is the public transit bus with service to the Amtrak station.

ShareTheRideNC

ShareTheRideNC is a free carpool matching program for commuters.

Intercity Bus

Sunway charters a daily bus from the Charlotte Greyhound station at 601 W. Trade Street. The Mountaineer North/South starts in Charlotte and stops in Gastonia, Lincolnton, Newton, Lenoir and Boone.

For Recommendations and Guidance

We recommend browsing through this list of international graduate student organizations and connecting with other graduate students who are from your home country. There is often support from current students available in the apartment search.

For more information on properties in the area that may fit your unique needs, please reach out to Off-Campus Student Services via email at ocssmailbox@charlotte.edu or through the Housing and Residence Life main office at 704-687-7501.